To determine the monthly cost of a $6,000 loan, you need to consider several factors including the interest rate, the term of the loan (how many months), and any additional fees.

Without this information, it’s difficult to provide an exact monthly payment. However, I can give you a general idea.

Let’s assume:

- Interest rate: 5% per annum
- Loan term: 3 years (36 months)

To calculate the monthly payment, you can use the formula for calculating the monthly payment on an amortizing loan:

[ M = \frac{P \cdot r \cdot (1 + r)^n}{(1 + r)^n – 1} ]

Where:

- ( M ) is the monthly payment
- ( P ) is the principal amount (loan amount)
- ( r ) is the monthly interest rate (annual interest rate divided by 12)
- ( n ) is the number of payments (loan term in months)

Let’s plug in the values:

- ( P = $6,000 )
- ( r = \frac{0.05}{12} = 0.00417 ) (5% annual interest rate converted to a monthly rate)
- ( n = 36 )

Now, calculate ( M ):

[ M = \frac{6000 \cdot 0.00417 \cdot (1 + 0.00417)^{36}}{(1 + 0.00417)^{36} – 1} ]

This gives you the monthly payment for the loan. You can plug this into a calculator or spreadsheet to get the exact value. Keep in mind that this is a simplified calculation and actual loan terms may vary. Additionally, don’t forget to consider any additional fees that may be associated with the loan.