What app will let you borrow money instantly?

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There are several apps and online platforms that offer instant borrowing or quick access to funds. Some of these apps include:

  1. Earnin: Earnin allows you to access money you’ve already earned but haven’t been paid for yet. You can request up to $100 per day or $500 per pay period (depending on your pay cycle) with no fees or interest. Instead, Earnin asks for tips based on what you think is fair.
  2. Dave: Dave is an app that provides cash advances of up to $100 with no interest and no credit check. You can access your advance within minutes, and Dave offers features like budgeting tools, automatic savings, and alerts for upcoming bills.
  3. Brigit: Brigit is a financial app that offers advances of up to $250 at a time to help you avoid overdraft fees. For a monthly membership fee, Brigit provides features like automatic cash advances, budgeting tools, and financial insights.
  4. MoneyLion: MoneyLion is a financial platform that offers personal loans of up to $1000 with competitive interest rates. In addition to loans, MoneyLion provides features like credit monitoring, investment accounts, and rewards programs.
  5. Chime: Chime is an online banking platform that offers early direct deposit and a feature called SpotMe, which allows you to overdraft your account by up to $200 without fees. While SpotMe doesn’t offer traditional loans, it can provide short-term access to funds when needed.
  6. Branch: Branch is a financial app that offers instant access to earned wages and tips for hourly workers. You can access a portion of your earned wages before payday with no fees or interest.

Before using any of these apps, be sure to carefully review the terms and conditions, including any fees, interest rates, and repayment terms. Additionally, consider whether borrowing money is the best option for your financial situation and explore alternatives if possible.